E-1 | No further credit for higher than 80% Coinsurance Clause. Increase loss cost $.54 for less than 80% Coinsurance.
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E-2 | Attach 90% or higher Coinsurance Clause without further credit.
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G-1 | Risk eligible for the Public Property Adjustment. The Group I loss cost shall be multiplied by .7.
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H-1 | Risk is within 1,000 feet of a fire hydrant on a listed water supply.
Due to various factors, the
hydrant may or may not be used by the first responding fire department. Published loss costs include credit for this hydrant.
An underwriter may request in writing a non-published loss costs without credit for the hydrant.
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H-2 | Risk is within 1,000 feet of a fire hydrant on a listed water supply. Due to various factors, the
hydrant may or may not be used by the first responding fire department. Published loss costs do not include credit for this hydrant.
An underwriter may request in writing a non-published loss costs that includes credit for the hydrant.
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H-3 | Risk is within 1,000 feet of a fire hydrant on a non-listed water supply. The hydrant may or may not be
used by the first responding fire department. Published loss costs do not have credit for this hydrant.
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H-4 | Risk is within 1,000 feet of a fire hydrant on a listed water supply. The risk is over seven miles from
the first responding fire station. The hydrant may or may not be used by the first responding fire department. Published loss costs do not have credit for this hydrant.
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I-1 | Risk is inside city or in a fire district within 1,000 ft. of a hydrant, but the Public Protection Class has been established using the Individual Property Fire Suppression Section of the Fire Suppression Rating Schedule.
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P 1-4 | Attach Protective Safeguards (IL 05 15 04 98)- Automatic Sprinkler System Clause
- Automatic Fire Alarm
- Security Service
- Service Contract
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P 1-5 | Attach Protective Safeguards (CP 04 11 10 12)- Automatic Sprinkler System Clause
- Automatic Fire Alarm
- Security Service
- Service Contract
- Automatic Commercial Cooking Exhaust and Extinguishing System
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R-1 | Standard fire extinguishing system for food cooking equipment considered in loss cost.
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R-2 | Acceptable fire extinguishing system for food cooking equipment considered in loss cost.
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S-5 | Inspection Privilege Denied
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W-1 | Risk is eligible for the Warehouse/Storage adjustment. The Group I loss cost shall be multiplied by the applicable factor below: |
| Prot. Class | Prot. Class | Prot. Class | Const. | Subj. | 1-8 | 9-10 | Const. | Subj | 1-8 | 9-10 | Const. | Subj | 1-8 | 9-10 | 1,3 | Bldg | .534 | .408 | 2,4 | Bldg | .433 | .433 | 5,6 | Bldg | .536 | .536 | | Cont | .772 | .590 | | Cont | .590 | .590 | | Cont | .505 | .505 |
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